/* -------------- general link -------------- */

a:link, a:visited, a:active {text-decoration: underline; 
color: #000080; background-color: transparent;}

a:hover {text-decoration: underline; 
color: #FF0000; background-color: transparent;}


/* -------------- page formatting -------------- */

/* no gutters or padding */
html, body {margin: 0; padding: 0; }


/* -------------- text styles -------------- */

/* no gutters or padding */
html, body {margin: 0; padding: 0; }

H1 {font-size: 1.6em; color: #FFFFFF;
font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; 
margin-top: 12; margin-bottom: 0;
font-weight: bold;
text-align: center;}

H2 {font-size: 1.4em; color: #000000; 
font-family: "Times New Roman", Times, serif;
font-weight: bold; font-style: italic;
margin-top: .3em; margin-bottom: 0;  margin-left: 20px;
text-align: left;}

H3 {font-size: 1.3em; color: #000000; 
font-family: "Times New Roman", Times, serif;
margin-top: .8em; margin-bottom: 0;  margin-left: 20px;
text-align: left;}


p {font-size: 1em; color: #000000; 
font-family: "Times New Roman", Times, serif;
margin-top: .5em; margin-bottom: 0; margin-left: 20px;
text-align: justify; line-height: 1.3;}

.boldtext {font-weight: bold;}

.undertext {text-decoration: underline;}

.centerundertext {text-align: center; text-decoration: underline;}